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Okay, maybe I can drop my umbrella insurance policy. Link.

HONOLULU (AP) — The Hawaii Supreme Court has ruled a golfer may not be held liable for mistakenly hitting another golfer with an errant golf ball.

In a unanimous decision, the court upheld a lower court ruling to dismiss Ryan Yoneda's lawsuit against Andrew Tom, whose wayward ball hit Yoneda in the eye at Mililani Golf Course in 1999.

Chief Justice Ronald Moon wrote Yoneda assumed the risk of the injury when he played golf.

It is "common knowledge that not every shot played by a golfer goes exactly where he intends it to go," the ruling said, adding there wouldn't be much "sport" in the "sport of golf," if golf balls went exactly where the player wanted.